Car Insurance/How much is enough?
Almost instinctively, most consumers try to buy just enough insurance to keep their car on the road or satisfy the requirements of their car leasing or finance company.
Unfortunately, when tragedy strikes, most insurance consumers believe they have more insurance than they actually purchased.
There is no right answer for the amount of insurance you should carry. However, most people who have homes should probably carry at least $100,000.00 in liability and stacked uninsured motorists coverage. This should allow you to also purchase umbrella coverage through your homeowners insurance as well.
Insurance in Florida can be expensive, especially considering the fact that we are a "no fault " state. No fault raises the risk of financially responsible individuals by forcing them to pay the bills caused by irresponsible drivers. It promotes fraud to boot. But it is not worth being penny wise and pound foolish because of a bad law.
Shop around, talk to you lawyer, find the policy that best protects you and your family.